Retirement Planning

What is your vision of your desired retirement?  What do you really see?  What would you prefer to see?  Do you have enough resources to fund the lifestyle you desire?  What will happen to your plans if you become sick or disabled before retirement?  Or during your retirement?  What does your planning really look like?

Perhaps one of the greatest financial challenges you will face in your lifetime is preparing successfully for your retirement.  Can you afford to retire?  How will you fund your retirement? What unexpected events may occur before and during your retirement that can adversely affect your future plans?

Longer life expectancies and early retirements make sound insurance and investment choices essential.  I will help you prepare to enter your retirement years.  With an increasing number of choices and ever-changing tax laws, I will provide you with the necessary and appropriate direction and, recommendations. 

It's never too early or late to start planning and saving.  Things to consider:

  • Assess your current financial situation - You cannot prepare adequately for the future if you do not completely understand your current picture.
  • Determine your desired retirement lifestyle - what does your vision look like?  When can you retire? How much will you need?
  • Make accumulating assets for your retirement a top priority. Traditional methods for funding retirement, such as Social Security and other retirement benefits may not meet all your financial needs.

While preparing for your financial retirement security, you also need to consider other potential life events that could affect your plans - events such as:

  • People are living longer, what if you outlive your assets?
  • The unexpected death of you or your spouse?
  • How will health related skilled nursing or custodial care needs affect your retirement assets?

Your planning ..... it all starts with a conversation.